Boating accidents can occur anywhere, be it the water, the roads or even marinas. If your prized vessel is damaged at a marina, will insurance cover it? It’s a commonly asked question.

Our boat insurance professionals, serving Kissimmee, FL, are here to help you piece together the insurance puzzle.

Marina Accidents and Boat Insurance

If your boat is damaged at a marina, don’t panic. Instead, contact our insurance professionals. We’ll help you determine if your policy is applicable.

In general, boating accidents at marina are covered. Whether the boat strikes another vessel, a pier, a dock or a different obstacle, it will likely be covered.

Be Honest and Report the Accident

The most important thing you can do after a boating accident at a marina is report the accident to your insurance provider. Our team member will analyze the subtleties of your policy to determine if the specific accident is covered.

Even if your boat is struck while not moving, it will likely be covered. That means if the vessel is struck while docked and completely stationary, insurance coverage will likely apply.

Double-Check Your Insurance Policy

If you are unsure as to whether your boat insurance policy is applicable to your vessel, read through your insurance policy. You can also add hull insurance, liability insurance, accessories coverage or other coverage to keep your prized vessel covered. 

Our team is here to help you insure your boat exactly as you desire. 

Familia Insurance Agency is on Your Side

Are you in the market for watercraft insurance in Kissimmee, FL? Our boat and watercraft insurance professionals are a call way. Dial 407-847-8007 to get a quote for your watercraft.