RV life provides a great sense of freedom and adventure. Traveling in your RV can be a lot of fun while making the decision to live in your RV can simplify your life in many ways. Before you make the switch to full-time RV life, though, there are some important things you should consider. At Familia Insurance Agency serving Kissimmee, FL, we know that in order to make the best decisions concerning insurance, you need the best information. Keep reading to find out what you need to know about RV insurance.
Why Is RV Insurance Important?
RV insurance is important because you will not be able to safely and legally operate your RV in most states without sufficient coverage. In addition to simply keeping yourself legal, RV insurance is also there to protect your investment. You have spent both time and money on your RV. You want to make sure that your investment is protected. This is especially important if your RV is going to be your permanent home.
What Does RV Insurance Cover?
Just like with homeowner’s insurance, an RV insurance policy can be customized to suit your particular needs, however, in most cases, an RV policy will cover the general following areas.
Damage Protection – If your RV is lost or damaged as a result of, accident, fire, theft, or natural disaster the insurance policy will kick in to pay for repairs or replacement.
Liability Protection- If someone is hurt as a result of your RV, this type of protection will kick in to cover any medical bills or legal fees that could have resulted from the accident.
Personal Belongings– If you use your RV as your residence, then you can customize an insurance policy to cover your personal belongings as well.
If you would like to learn more about RV insurance, please contact us at Familia Insurance Agency, serving Kissimmee, FL.