RV Insurance Coverage Options

If you’ve just purchased an RV (recreational vehicle), one of the first things you need to do before you start traveling to amazing destinations is to obtain an RV insurance policy. According to the RV insurance agents at the Familia Insurance Agency in Kissimmee, FL, an RV insurance policy will cover any type of recreational vehicle, from a motor home, camping trailers, and 5th wheel trailers to conventional camping trailers and even truck-mounted ones.

In the state of Florida, it is required for all drivers of any type of motor vehicle, including a motorhome RV, to have at least a liability insurance policy in place to legally drive on public highways and streets.

Liability RV Insurance

When it comes to RV liability insurance coverage, it is designed to protect you in the event that you become involved in an accident that is deemed to be your fault. This type of coverage will help pay for any property damage or injuries that are caused by the accident. You may also want to consider getting coverage for underinsured motorists or uninsured motorists. This will help protect the investment you have made in your RV if you are hit by a driver that does not have insurance or does not have enough to cover the damages to your RV or injuries to you or your passengers.

Comprehensive Coverage

Comprehensive insurance coverage is very important for your RV since it will help you repair it or replace it if it is stolen or damaged from vandalism, a fire, or a natural disaster. If you obtained the money to purchase your RV from a lender, that lender will more than likely require that you have comprehensive RV insurance in place to protect the investment they have made.

Collision Coverage

Collision insurance will assist you in paying for any property damage that occurs if you collide with another vehicle or a stationary object.

Get Your Policy Started

Two obtain a quote and to get your RV insurance policy started, contact the trusted and knowledgeable insurance agents at Familia Insurance Agency in Kissimmee, FL today!