Owning a condo in Kissimmee, FL is a great investment. Whether you plan to live in the condo full time, use it as a winter home or a rental property, having the correct insurance is imperative. In order to answer the question do I need a home inventory for my condo you need to understand what condo insurance covers and exactly what a home inventory is. At Familia Insurance Agency we offer personalized service to our customers and we will make sure that you have the coverage you need.
Condo insurance is slightly different than home insurance since the condo association also has a policy on your condo. If something bad happens to your condo, they will cover the actual structure. The contents are your responsibility and that is where your home inventory can make filing and collect on a claim easier and less stressful.
A home inventory is a listing of your personal possessions. Imagine how much easier it is to record all those items when they are here in front of you rather than scattered to the four winds or a pile of ashes. You can walk around your condo and video all of your rooms and don’t forget to open closets and cupboards. In addition, place all the receipts or bills for items together with the inventory. The more details you include, the more likely you are to be happy with the payment your receive from your carrier. Store the inventory in a safe place, preferably away from your condo. You may want to consider the cloud or another form of online storage.
If you are ready to take a look at the condo coverage you have, Familia Insurance Agency in Kissimmee, FL is here to help out. Give us a call and let us give you a no-obligation quote.