Florida is an excellent state for motorcycle enthusiasts with miles of open roads that hug the coastline and year-round warm temperatures. You may have noticed some motorcyclists are wearing helmets, while others aren’t wearing them. If you’re considering purchasing a motorcycle to join them but are uncertain of the laws, the Familia Insurance Agency can help you understand the type of coverage you need in the Kissimmee, FL area. The agency knows all the latest regulations regarding motorcycles and can help you ride free and still stay covered in case of an accident.
Motorcyclists and Helmets for Riders Under 21
All riders need coverage to drive a motor vehicle in Florida. Helmet rules in the state aren’t as straight forward and have changed over the past few years. Florida doesn’t participate completely with Federal motorcycle safety laws, but it does require all riders under 21 years of age to wear a helmet regardless of their insurance coverage. The same rule applies to riders of mopeds under the age of 16.
Motorcyclists, Helmets, and Insurance for Riders Over 21
If you’re 21 or older, the state allows an exception to helmet regulations. With proof of insurance, motorcyclists can ride without protective headgear. All persons riding a motorcycle regardless of their headgear requirements must wear protective eyewear.
The Familia Insurance Agency wants to protect your freedom and your financial health in the event of an accident. We can help you get the minimum coverage to ride helmet-free. For clients under 21, our agents can get them started with coverage so they can start enjoying the feel of the road under their feet and wind brushing their faces. Contact one of our agents today to find the right coverage for your new motorcycle.