How Does Your Choice Of Car Affect Your Insurance In Florida?

You remember Miami Vice, right? What’s the point of living in Kissimmee, FL if you’re not going to drive a super cool sports car?

Well, sports cars tend to be very expensive, especially if you’re talking about the custom Italian rides that Don Johnson used to cruise around Miami with. Familia Insurance Agency can help you to get a fair deal no matter what you’re driving, but it’s always worth considering all the available discounts and rates before settling on a new vehicle. Here’s what you need to know:

  • Safer = Cheaper- Remember, this isn’t only a matter of real safety, but perceived safety, as well. No matter how safe a driver you may be, a Porsche has a reputation as a car for risk-seekers, so it’s going to be a little more expensive to cover.
  • Trucks and SUVs- These vehicles are among the cheapest autos to insure. The heavy, large build offers a lot more protection and can withstand a lot more damage without the driver needing to file for a whole new auto.
  • If your car doesn’t include all of the best safety features, it may be worth crunching the numbers to find out whether having them installed would outweigh the additional costs for insuring a less-safe car.
  • It goes without saying that the more expensive your car, the more it’s going to cost to insure. When your car’s value starts to inch towards six figures, it may be worth looking into specialty insurers. Hybrids are an exception. They’re pricier than a standard compact or truck but tend to cost less to insure than a comparably priced conventional fuel auto.

For more questions about your auto insurance, please contact the agents at Familia Insurance Agency in Kissimmee, FL. We can help you find the best insurance possible for your automotive needs.