Your home is probably the most valuable investment in your life. The second significant investment after purchasing a house is home insurance to protect it. Therefore, before moving into your new home, you need to ensure that you have proper home coverage to protect your dwelling, personal belongings, and yourself.
Here is what you need to know about home insurance:
What is home insurance?
Home insurance is defined as the type of insurance that provides financial protection if something happens to your house and personal belongings. The standard home insurance policy covers fire, theft, accidental damage, and more.
Home Insurance Has Some Limits
Like any other type of insurance, home insurance does not cover everything. For example, it typically does not cover flood damage. Thus, if you live in a flood-prone area, getting a special type of insurance known as flood insurance is recommended. Standard home insurance also does not cover damage caused by earthquakes.
Home Insurance Is Not Required In Florida
Homeowners in the state of Florida are not required to carry home insurance. However, even though it is not mandatory, you should consider purchasing a policy to protect your home and precious belongings from theft, vandalism, fire, lighting, and other unfortunate and unpredictable events.
Familia Insurance Agency in Kissimmee, FL – Reliable and Trustworthy Insurance Company in Florida
Familia Insurance Agency is a company that has been serving clients in Kissimmee, FL, and other nearby towns for over 14 years. We offer different types of insurance, including home insurance as well. Therefore, if you are a lucky property owner in Florida and shopping for home insurance to protect your precious investment, you can count on us. Feel free to visit our website or give us a call if you want to know more.