Are you planning to use your RV seasonally while traveling? If so, you may need to increase your RV insurance coverage to ensure you’re adequately protected while actively operating or occupying your RV.

Operational Concerns

If your RV is drivable, you may worry about the possibility of being involved in an accident. Adding collision insurance and personal property coverage to your RV insurance plan can protect you in the event of an accident that results in damage or physical injury.

Liability insurance is also essential if you are found at fault in an accident. This coverage can reimburse you for out-of-pocket expenses needed to repair your RV or another party’s property.

Protection Against Catastrophic Conditions

Your RV may be vulnerable to damage caused by severe weather conditions. If you park your RV in an area exposed to wind, rain, or other inclement weather, there is a risk that your RV could sustain damage.

Certain types of insurance are designed to protect recreational vehicles from unforeseen events. This coverage can help pay for the repair or replacement of materials and possessions damaged in a catastrophic event.

Coverage for Criminal Activity

Your RV could be stolen or vandalized while parked. If you’re using your RV at a seasonal campground, you may also be concerned about trespassing. Insurance that protects against criminal acts can reduce the financial burden you face if your RV is targeted by theft or vandalism.

Insurance Consultation

Before you begin using your RV on a seasonal basis, consult with one of our Familia Insurance Agency representatives. An insurance agent serving Kissimmee, FL, will ensure your RV is equipped with the level of insurance protection you need.