When you buy a home, you’ll want to protect your investment by purchasing homeowners’ insurance. Many homeowners have questions about home insurance. If you live near Kissimmee, FL, our team at Familia Insurance Agency encourages you to discuss your insurance questions with one of our experienced agents. We’ve been serving homeowners like you since 2018.
Standard Components of Home Insurance
If you’re new to homeowners’ insurance, you may not be familiar with the standard components of a policy. According to the USAA Educational Foundation, a homeowners’ insurance policy typically includes several types of coverage. For example:
- Dwelling Coverage: This portion of the policy provides coverage for damage to your home and any structures attached to it. It also includes coverage for "Other Structures," which protects detached structures on your property, such as sheds or garages.
- Liability Coverage: This part of your insurance covers costs if someone is injured on your property and it’s determined to be your fault. It includes medical expenses for injuries caused by incidents on your property or by your pets.
- Personal Property Coverage: Most policies also include coverage for personal belongings, such as jewelry, art, computers, or sculptures, that may be damaged by disasters or stolen.
Call Us Today for Your Appointment
We are dedicated to serving our clients in the local community and throughout the state of Florida. At Familia Insurance Agency, your safety is our priority. Homeowners in the Kissimmee, FL area trust us for excellent customer service. Call us today to schedule an appointment, and let’s discuss your insurance needs.
