Understanding Insurance and Motorcycle Registration in Kissimmee, FL
Whether you ride your motorcycle in, around, or out of town, complying with Florida law is important. While the state does not require motorcyclists to provide proof of registration or insurance, owners must prove that they are financially responsible. At Familia Insurance Agency, we can explain the options for doing this.
Proving Financial Responsibility
There are three ways to prove financial responsibility: motorcycle insurance, a financial responsibility certificate, or a surety bond.
If you choose motorcycle insurance, our agents can discuss getting a liability insurance policy and recommend an amount of coverage.
You must contact the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) for a financial responsibility certificate.
A bonding company is responsible for providing applications for a surety bond. Once you have completed the application, it is submitted to the FLHSMV.
The Consequences of Not Being Financially Responsible
If you are involved in an accident with another driver, the penalties for not having insurance, or if you have not demonstrated you are financially responsible, can be severe. Things to consider include:
- Your driving privileges may be suspended.
- The endorsement of your motorcycle may also be suspended.
- The tag and registration of your motorcycle may be suspended.
- You may be required to purchase liability insurance for a specified time. This could be for up to three years.
Contact Us
When you are getting ready to register your motorcycle with the state, ride with confidence in Kissimmee, FL when you know you have coverage in case of an accident with proper coverage. Contact our agents at Familia Insurance Agency Monday through Saturday and help us ensure your time on your motorcycle is stress-free.
