Familia Insurance Agency

3055 Michigan Ave.
Kissimmee, FL 34744

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Kissimmee, FL Insurance Agents • Familia Insurance Agency

The kind agents at Familia Insurance agency are independent insurance agents in Kissimmee, FL. They know how to help Florida families get the insurance they need for automobiles, condominiums, and homes (including flood protection). They also insure commercial properties, boats, watercraft, motorcycles, RVs, and provide renters insurance.

Florida’s Minimum Insurance Requirements

Automobile Insurance

Florida has two special insurance requirements that all Floridians should have. It is not legal to drive a vehicle in Florida or to register it without meeting the state’s minimum insurance requirement. The minimum requirement for Personal Injury Protection (PIP) is $10,000. The minimum requirement for Property Damage Liability (PDL) is $10,000.

For those individuals who have been in previous accidents or convicted of certain crimes, the Florida Department of Highway Safety and Motor Vehicles (DHSMV) may also impose the requirement for additional Bodily Injury Liability (BIL) insurance coverage.

Flood Protection Insurance

While there is no legal requirement to have flood insurance, all Florida homeowners and many condominium owners, who own condominiums on lower floors, should have flood insurance. The proximity to the ocean of most Florida cities and the low levels, make the possibility of flood damage high. Additionally, there is a chance of water collecting in the Kissimmee area after heavy rains due to slow run off.

Recent legislative changes made Florida flood insurance more affordable, making it a high priority for most Floridians.

If you need help with any insurance needs, whether it be for a condo, home, auto, recreational vehicle, or for your business be sure to contact the Kissimmee, FL independent insurance agents at Familia Insurance Agency to get good advice and a quote for the insurance coverage you need.

Familia is the Spanish word for “family.” At the Familia Insurance Agency in Kissimmee, all families are welcome. Our clients have the insurance protection they need to keep their families safe. Call us or send us an email today!


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