{"id":53,"date":"2018-01-22T03:00:00","date_gmt":"2018-01-22T15:00:00","guid":{"rendered":"http:\/\/www.familiainsuranceagency.com\/blog\/?p=53"},"modified":"2018-01-19T10:52:15","modified_gmt":"2018-01-19T16:52:15","slug":"recreational-vehicles-an-insurance-primer","status":"publish","type":"post","link":"https:\/\/www.familiainsuranceagency.com\/blog\/recreational-vehicles-an-insurance-primer\/","title":{"rendered":"Recreational Vehicles- An Insurance Primer"},"content":{"rendered":"<p>Recreation vehicles are as American as apple pie.&nbsp;Remember though; if you tow your RV by your automobile, your RV will need no insurance to transport it as car insurance typically covers this.&nbsp;It would be wise to confirm that you are&nbsp;appropriately covered.<\/p>\n<p>However, if your RV is motorized, there are state-dictated insurance requirements&nbsp;to consider.<\/p>\n<h2><strong>RV Insurance Options<\/strong><\/h2>\n<p>Multiple insurance options are available. Specific&nbsp;coverage options are based on the intended use of&nbsp;your RV.&nbsp;The professionals at&nbsp;Familia Insurance Agency,&nbsp; serving the Orlando, FL area, can provide the assistance you need.&nbsp;<\/p>\n<h3><strong>Is your RV used year-round?<\/strong><\/h3>\n<p>Many RV owners plan just a few trips annually and store the RV when not in use. If this is your intentions, consider insurance coverage that allows the insured to temporarily &lsquo;turn off&rsquo; certain coverage options.&nbsp;<\/p>\n<h3><strong>Is your RV your permanent residence?<\/strong><\/h3>\n<p>If this is the case, an RV owner is encouraged to purchase coverage similar to a homeowner&rsquo;s policy. This is important because, as a general rule, RV insurance does not cover personal items. Talk with the professionals at Familia Insurance Agency serving the Orlando, FL area.<\/p>\n<h3><strong>Total Loss Replacement Insurance Coverage<\/strong><\/h3>\n<p>Typical RV policies are not designed to offer full replacement cost should the RV be stolen or totaled. However, there are specific add-on coverages. For example, if the RV was totaled and was less than 5 years old, the insured could receive&nbsp;a new RV. For older RV&#8217;s, this coverage would reimburse the RV owner the original purchase price or agreed upon value.<\/p>\n<h3><strong>The Take-Away<\/strong><\/h3>\n<p>As with any insurance policy in the Orlando,&nbsp;FL area, it is prudent to review all available options. Don&#8217;t be misled by a common misconception that price is the only consideration. A reputable firm, like Familia Insurance Agency, offers the critical analysis required to select the most appropriate policy.<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Recreation vehicles are as American as apple pie.&nbsp;Remember though; if you tow your RV by your automobile, your RV will need no insurance to transport it as car insurance typically covers this.&nbsp;It would be wise to confirm that you are&nbsp;appropriately covered. However, if your RV is motorized, there are state-dictated insurance requirements&nbsp;to consider. RV Insurance [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[8,9],"class_list":["post-53","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-familia-insurance-agency","tag-orlando-fl"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/53","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/comments?post=53"}],"version-history":[{"count":1,"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/53\/revisions"}],"predecessor-version":[{"id":54,"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/53\/revisions\/54"}],"wp:attachment":[{"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/media?parent=53"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/categories?post=53"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/tags?post=53"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}