{"id":216,"date":"2024-11-15T04:00:00","date_gmt":"2024-11-15T10:00:00","guid":{"rendered":"https:\/\/www.familiainsuranceagency.com\/blog\/?p=216"},"modified":"2024-11-13T16:29:26","modified_gmt":"2024-11-13T22:29:26","slug":"downsizing-your-home-insurance-adjustments-you-may-need","status":"publish","type":"post","link":"https:\/\/www.familiainsuranceagency.com\/blog\/downsizing-your-home-insurance-adjustments-you-may-need\/","title":{"rendered":"Downsizing Your Home? – Insurance Adjustments You May Need"},"content":{"rendered":"

If you plan on downsizing your living space, consider several things. Read on to learn how downsizing could affect the amount of home insurance coverage you need.<\/p>\n

Downsizing Your Home<\/h2>\n

Downsizing your home may include redesigning your current living space or moving to a different house. A smaller living space may not require you to carry the same amount of insurance coverage that you currently have.<\/p>\n

Review your home insurance policy before you make changes to your living space. Performing an overview of your current policy will provide you with coverage details.<\/p>\n

Take note of any coverage types that won’t be needed once you change your living space. For instance, if you are moving to a smaller home, you may qualify for a considerable reduction in property insurance.<\/p>\n

Personal Property<\/h2>\n

Assess the personal property that you plan on keeping. Decide if you would like to insure the items that will be used in your new living space. If you plan on donating or selling some of the items you currently own, any items currently insured will need to be removed from your home insurance policy.<\/p>\n

Residential Land That You Own<\/h2>\n

Your updated living space is not the only thing that needs to be insured. Even though you plan on downsizing, you should seek adequate insurance protection for the residential land that you own.<\/p>\n

Water features, decor, decking, and other valuable items should be added to your home insurance policy. The coverage may protect against damage and theft.<\/p>\n

Contact an Agent Who Serves Kissimmee, FL<\/h2>\n

Contact one of our agents from Familia Insurance Agency. An agent will inquire about your downsizing project before recommending home insurance products.<\/p>\n","protected":false},"excerpt":{"rendered":"

If you plan on downsizing your living space, consider several things. Read on to learn how downsizing could affect the amount of home insurance coverage you need. Downsizing Your Home Downsizing your home may include redesigning your current living space or moving to a different house. A smaller living space may not require you to […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[8,12,7],"class_list":["post-216","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-familia-insurance-agency","tag-home-insurance","tag-kissimmee-fl"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t