{"id":134,"date":"2021-07-29T04:00:00","date_gmt":"2021-07-29T10:00:00","guid":{"rendered":"https:\/\/www.familiainsuranceagency.com\/blog\/?p=134"},"modified":"2021-07-29T12:37:00","modified_gmt":"2021-07-29T18:37:00","slug":"flood-insurance-what-it-is-and-why-you-need-it","status":"publish","type":"post","link":"https:\/\/www.familiainsuranceagency.com\/blog\/flood-insurance-what-it-is-and-why-you-need-it\/","title":{"rendered":"Flood Insurance: What it is and Why You Need it"},"content":{"rendered":"

Flood damage is a perennial thorn in the flesh of Americans. In fact, floods account for almost 90 percent of all natural disasters in America. For this reason, you require flood insurance from Familia Insurance Agency in Kissimmee, FL for protection. And since your typical home or business insurance doesn’t protect you from flood damage, you must purchase flood insurance today. But before then, let’s cover some basics about flood insurance.<\/span><\/span><\/span><\/p>\n

What is flood insurance?<\/span><\/strong><\/span><\/span><\/p>\n

It’s coverage that protects your home when floods strike. While flood insurance is available through the National Flood Insurance Program (NFIP), you can purchase coverage through private carriers. The good thing with the latter option is that it provides broader coverage, and you don’t have to wait for the 30-day waiting period for the coverage to take effect. <\/span><\/span><\/span><\/p>\n

Why you need flood insurance<\/span><\/strong><\/span><\/span><\/p>\n

While flood insurance isn’t a mandatory requirement, your home lender may require you to invest in flood insurance if you reside in a high flood-risk location. But whether flood insurance is compulsory or not, you need to consider it for the below reasons:<\/span><\/span><\/span><\/p>\n

Floods may strike in areas not considered flood-risk<\/span><\/strong><\/span><\/span><\/p>\n

According to Federal Emergency Management Agency (FEMA), approximately 20 percent of flood insurance claims are made by residents living in regions not considered high flood-risk. Of course, this percentage would be high if more people have invested in this coverage.<\/span><\/span><\/span><\/p>\n

To protect your asset<\/span><\/strong><\/span><\/span><\/p>\n

You require flood insurance since floods can strike anywhere. And you don’t want to be a victim since only a one-inch rise in water levels can cause home damages to the tune of $25,000! Because floods can cause unspeakable damage, you need flood insurance to protect your home and its contents.<\/span><\/span><\/span><\/p>\n

Buy flood insurance today!<\/span><\/strong><\/span><\/span><\/p>\n

Now that you have seen flood insurance is a necessity in Kissimmee, FL, it’s time to buy coverage from Familia Insurance Agency. Contact us today, and we will help you protect your home. <\/span><\/span><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Flood damage is a perennial thorn in the flesh of Americans. In fact, floods account for almost 90 percent of all natural disasters in America. For this reason, you require flood insurance from Familia Insurance Agency in Kissimmee, FL for protection. And since your typical home or business insurance doesn’t protect you from flood damage, you […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[8,7],"class_list":["post-134","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-familia-insurance-agency","tag-kissimmee-fl"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/134","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/comments?post=134"}],"version-history":[{"count":1,"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/134\/revisions"}],"predecessor-version":[{"id":135,"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/134\/revisions\/135"}],"wp:attachment":[{"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/media?parent=134"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/categories?post=134"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/tags?post=134"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}