{"id":104,"date":"2020-04-27T04:00:00","date_gmt":"2020-04-27T10:00:00","guid":{"rendered":"https:\/\/www.familiainsuranceagency.com\/blog\/?p=104"},"modified":"2020-04-27T08:38:17","modified_gmt":"2020-04-27T14:38:17","slug":"do-all-businesses-need-commercial-insurance","status":"publish","type":"post","link":"https:\/\/www.familiainsuranceagency.com\/blog\/do-all-businesses-need-commercial-insurance\/","title":{"rendered":"Do All Businesses Need Commercial Insurance?"},"content":{"rendered":"<p>Does your Kissimmee, FL business need commercial insurance? The question really comes down to liability. You&#8217;re not going to face much in the way of liability if you&#8217;re a one-person business designing websites in your home office. But once you start hiring staff, then you&#8217;re inviting a whole new level of risk into your business.<\/p>\n<p>There are some industries with very little liability to consider, but these industries are few and far between. If you&#8217;re selling products, you&#8217;re inviting liability. If you&#8217;re hiring people, you&#8217;re inviting liability. If you have clients coming to visit you in person, you&#8217;re inviting liability.<\/p>\n<p>Insurance is all about the damages that you can&#8217;t afford to cover on your own. You might not have anything more than a smartphone and a list of clients on your end, but if someone could feasibly be injured or suffer damages as a result of your business, then you need commercial insurance. It&#8217;s not just your own property and safety you need to worry about, it&#8217;s everyone you do business with.<\/p>\n<p>You might need commercial insurance for other reasons, as well. For instance, a client or partner might not be willing to work with you if you&#8217;re not covered. Commercial insurance isn&#8217;t legally mandated, but it might be very hard to do business without it in some instances.<\/p>\n<p>If you&#8217;re looking to get your business in Kissimmee, FL covered, call&nbsp;Familia Insurance Agency and see what they can do for you. No matter what line of work you&#8217;re in, no matter the size and scope of your business, you need to be realistic about whether or not commercial insurance has become a necessity. Familia Insurance Agency can help you to get covered whenever you&#8217;re ready.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Does your Kissimmee, FL business need commercial insurance? The question really comes down to liability. You&#8217;re not going to face much in the way of liability if you&#8217;re a one-person business designing websites in your home office. But once you start hiring staff, then you&#8217;re inviting a whole new level of risk into your business. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[8,7],"class_list":["post-104","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-familia-insurance-agency","tag-kissimmee-fl"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/104","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/comments?post=104"}],"version-history":[{"count":1,"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/104\/revisions"}],"predecessor-version":[{"id":105,"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/104\/revisions\/105"}],"wp:attachment":[{"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/media?parent=104"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/categories?post=104"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.familiainsuranceagency.com\/blog\/wp-json\/wp\/v2\/tags?post=104"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}